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Contractors Need

Professional Grade

We have top-notch insurance products for the construction industry.
You won't find strength of this caliber anywhere else!

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From garage floors to restaurant doors,
find out how our extensive experience and expertise
will quickly get you to the right product.

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You're Busy?

You're Covered!

We know you're busy, so we're making it easier.
Horizon provides everything you need online.
We're here when you need us.




Horizon can easily place your biggest construction risks in one of our many programs.  Send us an application and let us show you how we can deliver for your toughest risks!  


We have many markets to place your habitational business.  We can secure coverage for apartment buildings, condo associations, office buildings, and many more!   


Accidents happen. Not having an Excess/Umbrella in place can put a company out of business. Our policies pick up where others leave off, protecting your clients and intelligently defending against the unknown.

__Auto Dealers & Repair

Our Auto Dealer and Auto Repair programs lead the way by providing trusted durability.  Horizon staff has extensive experience administering programs for auto dealer and repair shops.  As such, we can help you select the best coverage for your clients.  


Whether it’s a restaurant, bar or tavern, we can place your clients in the right markets with the best coverages. Our team has a strong focus on hospitality risks and is highly proficient in addressing these exposures.

__Miscellaneous Professional Liability

This premium coverage offered by Horizon provides the business protection your clients deserve.  We can help you sell more products with our superior MPL programs.

__Business Owners Policy

Business owners face many unique insurance challenges. We understand this segment better than our competitors and offer customized coverage that effectively addresses a wide range of these specialized risks.



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+1 858 333 4019


805 494 6778
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